Last updated 6 November 2026
Draft: this text is waiting for legal review, and bracketed details are still to be filled in.
These terms are the agreement between you and [TO FILL: legal name], who runs Wick Valley ("we"). By creating an account or using Wick Valley, you accept them.
Wick Valley is a tool for practising and studying trading. It includes market replay and backtesting, a trading journal, an AI coach and assistant, trading lessons, news and a community.
Wick Valley doesn't connect to a broker, place real trades or hold your money. Live journal prices are for tracking trades you enter yourself.
Nothing in Wick Valley is financial, investment, legal or tax advice, or a recommendation to buy or sell anything. That includes lessons, AI replies, community posts and news. We aren't a broker or a licensed financial adviser.
Trading carries a real risk of loss, and you can lose more than you expect. Results in replay, backtests or your journal don't predict live results. Your trading decisions, and what comes of them, are your own.
AI replies, drawings and spoken answers are generated automatically and can be wrong, out of date or incomplete. Check anything that matters before you rely on it.
Price history and live prices come from third parties and are provided for practice and study. They can contain gaps, delays or errors, so don't use them as the basis for real trades. You may not copy, resell or redistribute the data.
You must be at least 18 to use Wick Valley. Give accurate details, keep your login safe, and tell us if you think someone else has used your account. You're responsible for what happens under it.
Plans, prices and limits, including the AI allowance and talking minutes, are shown on the pricing page. Paid plans renew each month until you cancel. Payments are handled by Stripe and its partners, and the checkout page shows who the seller is and any tax due.
If you cancel, your plan stays until the paid period ends, then moves to Free. The AI allowance and any top-ups are used up as you use them; top-ups aren't refunded once used. Payments aren't refunded for part-used periods unless the law requires it.
We'll give you notice before a price change affects your plan, so you can cancel first.
Don't:
You keep ownership of what you post, and you let us store and show it so the community can work. Posts are other users' opinions, not ours. We may remove posts or suspend accounts that break these terms.
Wick Valley's software, lessons, design and name belong to us or our licensors. You may use them for your own trading practice and study while your account is active. Your journal data stays yours.
You can stop using Wick Valley at any time, and ask us to delete your account by emailing [TO FILL: contact email]. We may suspend or close accounts that break these terms or put the service at risk.
We work to keep Wick Valley running, but it may sometimes be unavailable, and features can change or end. Keep your own copy of anything important: you can export your trades.
Nothing in these terms removes rights you have under law that can't be excluded, including the Australian Consumer Law where it applies.
Apart from those rights, Wick Valley is provided "as is", and we aren't liable for trading losses, lost profits or indirect loss. Our total liability is limited to what you paid us in the 12 months before the claim, or AU$100 if that is more.
We may update these terms. If a change is significant, we'll tell you before it applies. Using Wick Valley after that means you accept the new terms.
These terms are governed by the law of Victoria, Australia, and its courts can hear disputes, without taking away any rights you have under the law where you live.
Questions: [TO FILL: contact email]. See also our Privacy Policy.